InnerCircles : Schroders

The market will turn at some point, which puts a number of dangers in front of retirees. Australians have historically been wary of structured products, but a new breed of defined return vehicles look to combine surety with a measure of liquidity.

The retirement advice specialists have teamed up with the association to bring greater levels of financial literacy to more Australians. It comes more than a year after the successful merger of the ASA with the Australian Investors Association.

The NZ science and technology investors are onto their fourth fund, which is shaping up as their biggest yet. Savvy investment and active ownership have been key ingredients so far, along with support from the NZ government.