Tag: Thinktank

Many portfolios feel diversified but aren’t, and the hidden cost of that comfort only reveals itself in the next market shock.

Much like the world’s best test Test cricket bowlers, the best investment managers are more about consistency than flamboyancy. Here, one experienced investment manager discusses the similarities between cricket and investing.

Most structured credit investments pay monthly, quarterly or semi-annual income. With loans typically floating-rate in nature, investors also gain some protection against interest rate risk and inflation. The profile of real-world cash flows aligns well with the needs of retirees and family offices who want to draw from, not just grow, their capital.

For investors, non-bank lending can provide an option for an income-producing investment. This article looks at the types of borrowers that typically access non-bank lending, and why.

With many investors now rethinking the income and defensive allocations of their portfolios, private credit can potentially play a bigger role beyond ‘alternatives’.

Investing in private credit can be a great option for investors, provided it matches their portfolio objectives and risk tolerance. However, having a solid understanding of how non-bank lending works can help investors gain comfort with this growing asset class.

With a rate-cutting cycle underway, it can be tempting to search for higher-yielding investments. However, it’s important to also consider risk in a volatile and uncertain environment.

Australians have an “amazing love affair” with property, but many are limited in their investment exposure. At AIA’s recent annual conference, investors heard how three alternatives to direct ownership provide portfolio benefits with less hassle, particularly for income-seeking retirees.

Ongoing volatility is linked to uncertainty over interest rates, which appears likely to be nearing an end, the non-bank property lending specialist said. Buoyed by a recent $500 million CMBS deal that was more than twice oversubscribed, it maintains a “cautiously positive” outlook for credit performance.

Despite facing rising interest rates, a higher cost of capital and concerns about their borrowing base, non-bank lenders have made their place in the Australian economy in moments like this, when funding is needed and otherwise hard to get, says Thinktank’s Jonathan Street.

The non-bank sector is comparatively small but is growing in scale and impact, writes Thinktank’s Peter Vala. For many borrowers, it’s become a better option than the traditional banks.

More cranes signal greater construction activity and point to a sound economic outlook. Property lender Thinktank examines the current skyline and what it means for the market.