lending

All strategies work – until they don’t. But while private credit may not be everything it’s cracked up to be, the risks need to be weighed with a sense of pragmatism.

The proliferation of private credit providers in recent years is a boon for investors, explains Andrew Ash from Mason Stevens. But the attraction of diversification and returns comes with several caveats that investors should consider.

The non-bank sector is comparatively small but is growing in scale and impact, writes Thinktank’s Peter Vala. For many borrowers, it’s become a better option than the traditional banks.

After cutting its teeth as a commercial property lender during the GFC, Thinktank – thanks to strong strategic relationships and conservative credit policies – is well funded and prepared for the market to turn, says BDM Lauren Ryan.