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Industry battles over early super release

The superannuation industry is deeply divided over whether the government's decision to change the super early release rules is really in the interest of the...

Forget more compulsory super

The Grattan Institute has released its submission to the government's retirement incomes review, a review called in anticipation of five annual increases in...

Restore tax in the super pension phase

The government's retirement income review is being told our current tax and benefit treatment of retirement incomes is a mess.

A crisis of underinsurance threatens to scar rural Australia permanently

Australia is in the midst of a bushfire crisis that will affect local communities for years, if not permanently, due to a national crisis of underinsurance.

The great wealth transfer: the risks and opportunities for advice firms

Australia, like the rest of the developed world, is on the verge of the largest intergenerational wealth transfer in history. It's estimated more than $3...

We're delaying major life events and our retirement income system hasn't caught up

Asked to conduct an independent review of Australia's retirement income system, the panel appointed by treasurer Josh Frydenberg reported on Friday that it was...

Super guarantee debate goes another round

The debate about whether compulsory employer superannuation contributions should be increased from the current level of 9.5 per cent is constantly simmering,...

CIPR is an opportunity not a chore

Superannuation funds need to get on the front foot and respond to the strategic challenge of developing good retirement solutions now. Although superannuation...

There is a problem with retirement incomes but it isn't the super guarantee

There is a case for not proceeding with, or at least further deferring, the legislated increase in employers' compulsory superannuation contributions from 9.5...

Home ownership is no longer a one-way street

More than in many countries, in Australia home ownership has traditionally been seen as a journey, with most of us aspiring to own a home and pay down a...

Getting the SG settings right

Variations in personal circumstances show that a uniform rate of SG cannot be effective in targeting adequacy for all. However, we must choose a suitable rate...

First Home Buyer Assistance Plan: Handle with Care

The Coalition has put forward a scheme to help first home buyers get into homes, under which the government will underwrite a loan of 15 per cent of the value...