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The APL Toll: How ‘SMA Research’ became a fee for admission

Why the fee that gets an SMA onto an approved product list is not research, and why that matters to licensees, advisers and regulators for different reasons.

Kodak didn’t die from the camera

The advice profession risks a Kodak moment, not from AI replacing advisers, but from relabelling structural conflicts until they appear manageable, while...

AML obligations are coming for financial advisers on 1 July. Are you ready?

Australia AML obligations for financial advisers expand on 1 July 2026. Routine tasks like setting up an SMSF or holding account authority may now trigger...

The July 1 deadline that could catch your practice off guard 

Most advisers think AML/CTF is someone else’s problem. Kit Legal’s Catherine Evans explains how ignoring it risks penalties, inefficiency, and lost...

Turning compliance into a competitive advantage

While most practices treat compliance as a burden to manage, the fix is far simpler than most advisers realise.

The ongoing AML/CTF obligations many firms haven’t considered

AML/CTF compliance is not a one-off box-ticking exercise for advisers, lawyers and accountants, but a permanent discipline of spotting risk early, reporting...

The wholesale loophole: same game, different name

While much progress has been made in the professionalism of advice, Jamie Nemtsas argues that the wholesale loophole threatens to unravel the industry.

Even long-standing clients can create unexpected AML risk

Many advisers believe long relationships are their best defence against financial crime risk. Under the new AML framework, familiarity is no substitute for...

When ‘low-risk’ isn’t no-risk: the AML/CTF lessons professional advisers can’t ignore

With AML/CTF regulation expanding in 2026, Catherine Evans dismantles the dangerous myths that low-risk clients and good intentions are enough to keep...

Kit Legal launches AML/CTF solution for advice firms

With Tranche 2 drawing closer and institutional counterparties already testing firms’ AML maturity, Kit Legal’s new framework quietly shifts a looming...

Compo scheme leaves advisers and their clients in the lurch – again

Every time there’s a financial implosion triggering a claim on the Compensation Scheme of Last Resort, it’s the innocent left picking up the pieces. Even...