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Trust tax reform will reach further than the wealthy, FAAA warns

The FAAA's submission on discretionary trust tax reform warns the proposed 30 per cent minimum rate will hit far more than high earners, with serious...

Super cold calling ban: buying leads is about to come with a paper trail

The government's superannuation cold calling ban carries the headlines, but Kit Legal's Catherine Evans says the real risk sits in lead generation compliance...

In terms of Ethics, you are the problem

Ethical breaches rarely start with bad intentions. Think Caddie's David Land examines the psychology behind ethical drift, from self-deception to...

The AML deadline passed. Now the real work starts

Kit Legal's Catherine Evans says too many advice, accounting and law firms have treated AUSTRAC's supportive language as permission to wait, and that the...

The proof economy

Australian financial advice does not cost what it costs because of Hayne. It costs what it costs because the law asks advisers to prove a procedure rather than...

How growth turns Code of Ethics gaps into liability

The financial adviser Code of Ethics gaps that stay hidden at a small scale turn into live risks the moment a practice hires its next adviser, acquires a...

Good faith disclosure does not guarantee whistleblower protection

Whistleblower protection for financial advisers is not as automatic as many assume. Disclosing misconduct to a professional body carries no statutory cover,...

The APL Toll: How ‘SMA Research’ became a fee for admission

Why the fee that gets an SMA onto an approved product list is not research, and why that matters to licensees, advisers and regulators for different reasons.

Kodak didn’t die from the camera

The advice profession risks a Kodak moment, not from AI replacing advisers, but from relabelling structural conflicts until they appear manageable, while...

AML obligations are coming for financial advisers on 1 July. Are you ready?

Australia AML obligations for financial advisers expand on 1 July 2026. Routine tasks like setting up an SMSF or holding account authority may now trigger...

The July 1 deadline that could catch your practice off guard 

Most advisers think AML/CTF is someone else’s problem. Kit Legal’s Catherine Evans explains how ignoring it risks penalties, inefficiency, and lost...