Modern wealth creation is a data business: signal, probability, optimisation at scale. Our regulators need a mindset shift if they are going to adapt to the brave new world of super.
Trust still matters, but so do speed, transparency and tech. Learn the expectations reshaping advice, and how to meet them without burning out.
Whether there’s an ETF bubble brewing or not is moot, and the debate only obfuscates the real risks. When markets do recalibrate, how will a new generation of fervent ETF believers react?
As the biggest ETF provider in Australia, Vanguard has the right to crow about another knockout performance over active equity. But invective commentary is a red flag, especially when it’s based on something as changeable as recent market performance.
Working Australians aren’t getting real when it comes to plausible retirement ages and income levels, according to data from Vanguard, with a new report suggesting expectations get closer to reality as retirement draws near.
BlackRock sent a shiver through the domestic ETF market, which has tripled in the last four years to around $25 billion, slashing prices for two if its core products.
Australia may have fared better than its international peers, but markets still took a pummelling in 2022 with traditional safe havens and equities alike bearing the brunt in a wildly dislocated market.
This year’s recalibration of bond prices now reflects the higher interest rate environment, making future returns attractive again for fixed income in 2023 as deteriorating fundamentals threaten other asset classes.
Vanguard Australia recently launched a superannuation product aimed at undercutting competitors, with a low-cost default fund option that adjusts automatically as savers age.
With so much negativity circling, one would assume that the market is likely heading lower or treading water at best. Wrong.
The global ETF and would-be superannuation fund provider believes a scaled compliance model would better serve the domestic advice market.
