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The new $3 million superannuation cap is a reminder that the system will never stand still, and diversification options like investment bonds will always be highly valued.
There may be some caveats, but investment bonds can serve as a tax efficient investment vehicle. This is especially so when planning for life events like schooling, inheritances or property purchases.
For the right investor, investment bonds can provide a seriously beneficial after-tax return according to Foresters Financial chief executive Emma Sakellaris.